Quick Approvals 

Fast and easy application for mattress financing. Pay over 12 months or more.

Easy Payments 

Affordable automatic
monthly or bi-weekly payments

Choose ‘SkyCap’ 
at checkout*

Shop the O Mattress™

Rebuild your credit and get approved even with bad credit.  Credit for bad credit has never been easier!  Improve your credit score just by making your payments on time.  Transunion and Equifax hold credit reports on most Canadians and record your credit score.  Get loans with no credit. Credit after bankruptcy?  Loans for bad credit?

Buy now pay later!  Mattress Loans and Mattress Financing with guaranteed approval.  Buying an “O” Mattress mattress?  Get approved in minutes.

You can obtain your credit report and credit score by going to www.equifax.ca or www.Transunion.ca. Both Equifax and TransUnion provide Canadian Credit Reports.

*O Mattress™ promotion codes cannot be combined with SkyCap Financial.
*Interest rates and total cost of borrowing are dependent on a borrower’s credit history. SkyCap Financial reserves the right to approve or decline an applicant based on their internal underwriting guidelines and procedures. APR ranges from 12.99% to 39.99%. Not all applicants are approved.

*Mattress Omni has no association with Equifax Canada or Transunion and does not guarantee or warrant to repair your credit or improve your credit.  Making payments on time and as per agreement may help your credit score increase.

Get credit for bad credit and loans for bad credit.  Looking for loans that help rebuild your credit?