Quick Approvals 

Fast and easy application for mattress financing. Pay over 12 months or more.

Easy Payments 

Affordable automatic
monthly or bi-weekly payments

Choose ‘SkyCap’ 
at checkout*

Shop the O Mattress™
Where can I finance a mattress with bad credit?*  Where can I get loans to help rebuild my credit?  Mattress sale!

Rebuild your credit and get approved even with bad credit*.  Credit for bad credit has never been easier!  Improve your credit score just by making your payments on time. Equifax Canada and TransUnion Canada hold credit reports on most Canadians and record your credit score.  Get loans with no credit. Credit after bankruptcy? Loans for bad credit?  Mattress sale!

Buy now pay later!  Mattress Loans and Mattress Financing with guaranteed approval*.  Buying an “O” Mattress™ mattress?  Get approved in minutes. Mattress Sale! Searching for Mattress stores near me!  Try the O Mattress™ mattress!

You can obtain your credit report and credit score by going to www.equifax.ca or www.Transunion.ca. Both Equifax Canada and TransUnion Canada provide Canadian* Credit Reports.

Skycap Financial Disclosures: O Mattress™ promotion codes cannot be combined with SkyCap Financial financing. Interest rates and total cost of borrowing are dependent on a borrower’s credit history. SkyCap Financial reserves the right to approve or decline an applicant based on their internal underwriting guidelines and procedures, and their financing agreement. APR ranges from O% OAC to 29.99% APR. All interest rates are subject to the third party financier eligibility requirements; for those eligible, a promotional rate of 0% OAC may be received. All third party financing rates are subject to the terms and conditions in the finance agreement.

Mattress Omni™ has no association with Equifax Canada or TransUnion Canada and does not guarantee or warrant to repair your credit or improve your credit.Making payments on time and as per agreement may help your credit score increase.

Get credit for bad credit and loans for bad credit.  Looking for loans that help rebuild your credit?*